Buyers locked out.
We open the door.

The market changed. We built smarter ways in. Some homes already carry better terms.
Others just need the right structure.

Why it feels impossible

- You’ve been watching prices climb while rates stayed high.

- You may qualify on paper, but your wallet says otherwise.

- You’re told to wait until the market improves.

Meanwhile, homes sit due to high prices and buyers give up.

What it looks like when it works

Apple To Apple Difference

Traditional Route (6.4% Interest)

Purchase Price = $400,000

Down Payment = 5% ($20,000)

Loan Amount = $380,000

Interest Rate = 6.4% (new 30-year loan)

Mortgage Payment = $2,378/month
(Principal + Interest)

Monthly Savings = $0

Annual Savings = $0

10-Year Difference = $0

How Lenders Think (3.5x Rule*) = Lenders want your gross monthly income to be at least 3.5x your payment to qualify.

Income Needed to Qualify = $2,378 × 3.5 = $8,323/month

($100,000+/year)

Affordability Gap = Many hard working people are shut out.

NEXTFIXs Route (4.0% Interest)

Purchase Price = $400,000

Down Payment = 5% ($20,000)

Loan Amount = $380,000

Interest Rate = 4.0% (low rate loan or structured terms)

Mortgage Payment = $1,814/month
(Principal + Interest)

Monthly Savings = $564 less per month

Annual Savings = $6,768/year

10-Year Difference = $67,680 saved

How Lenders Think = NEXTFIXs connects buyers to homes where the existing loan or terms lower the payment shrinking what you actually need to qualify.

Income Needed to Qualify = $1,814 × 3.5 = $6,349/month (ONLY $76,000/year)

Affordability Gap = Now within reach for everyday earners.

Results depend on eligibility and terms.

A different path back to ownership

Find homes with existing
low-rate loans where eligible

Filter for fit so you stop chasing dead ends

Guide for the approval process so you actually close

We don’t promise miracles. We build a path that actually works.

How It Works
(simple, step-by-step)

1. Quick check two minutes

2. Match and review

3. We'll reach out to you

4. Close on the property

Full Name *

Email *

Phone *

Consent Forms *

I consent to receive marking text messages from NEXTFIXs. Frequency may vary. Message & data rates may apply.

I consent to receive non-marketing text messages from NEXTFIXs about my order updates, appointment reminders, order tracking, and customer questions Message & data rates may apply.

Privacy Policy | Terms of Service

Desired Purchase Location

State *

City *

Zip Code

What type of home are you looking for?

Are you working with a lender or already pre approved? *

Which financing options are you open to? *

Active duty military or a veteran? *

What is your yearly salary? (Legally married is single entity so combine the salary to answer the question) *

Approximately how much cash or capital do you have available for the down payment or closing costs? *

If a better option is possible, would you consider purchasing with seller financed or flexible payment terms instead of a new bank loan? *

Which best describes your current living situation? *

What is your timeline for looking to purchase a home if everything seems aligned? *

What's changed in your life that's pushing you toward home ownership? *

Tired of renting

Need more space

Interest rates too high

Other

Before we review this, please confirm you understand the following: NEXTFIXs homes are in livable condition but may not look like brand new builds or recent remodels. The real value comes from what the deal makes possible, such as lower monthly payments, better terms, or an easier path to ownership. Each property includes an inspection period so you can review the details and have time to do your own due diligence before moving forward.

I understand and want to move forward with available options.

STILL NOT SURE?

Frequently Asked Questions

We understand, check the questions below.

Question 1: How is buying through NEXTFIXs different from buying a home the traditional way?

We don't rely on brand-new high-rate loans. We help you access homes with existing lower-rate mortgages or flexible terms that bring ownership within reach.

Question 2: Do I still need to qualify for financing?

Yes, but the qualification depends on the specific home and loan. For assumable loans or flexible seller terms, requirements can be lighter than a brand-new mortgage.

Question 3: What types of homes are available through NEXTFIXs?

Mix of FHA and VA homes with low-rate existing loans, plus some seller-financed or flexible listings we coordinate directly.

Question 4: Is this only for first-time buyers?

No. It's for anyone who's priced out or wants smarter terms: first-timers, move-up buyers, or families starting over.

Question 5: How much money do I need to get started?

Most buyers start with 4-12% down from the price of the property, similar to traditional routes. What changes is your payment, not your effort.

Question 6: Will I still work with a real estate agent?

Yes and your agent (or ours) partnered within the NEXTFIXs process so deals stay smooth and

fully compliant.

Question 7: Are these homes actually available right now?

Yes, but they move fast. Because the terms make sense, homes through NEXTFIXs are often

matched quickly. We will notify you when new ones open up so stay alert and act fast.

Question 8: Are NEXTFIXs homes open to multiple buyers, or do you work one-on-one?

Most of the time, we work directly with one buyer per property to keep the process simple and

fair. If there's high demand on a particular home, we'll always let you know upfront. Our goal isn't

to create bidding wars, it's to structure a deal that works and closes.

Question 9: Does this affect my credit?

No hard credit pull to explore options, we just need basic info to show you real possibilities for our part. Proof and documents will be requested to start the process to acquire the house/deal matched to you

Question 10: What should I expect about the condition of the property?

NEXTFIXs homes are always in livable condition, but they may not look like brand-new builds or recent remodels. These properties are chosen for the opportunity within the deal, not the staging or surface updates.

We always recommend taking full advantage of the inspection period. You’ll know exactly what you’re buying before moving forward, and we’ll be clear about anything that needs attention. It’s about creating a path to ownership that makes financial sense and actually closes.